Where is the
profit coming from?
Examine revenue, direct costs, overheads, and margins. Where records support it, compare products, services, customers, or business units.
Output: profitability and margin analysis
ALGOBRICKS / FINOPS
Financial Analysis Services
Your numbers have more to tell you.
Understand today.
Plan your next move.
Turn financial records into a clearer view of performance. AlgoBricks helps you understand profitability, investigate changes, and explore the financial implications of your next business decision.
Performance analysis · Budgeting · Forecasting · Financial modelling
LOOK BENEATH THE TOP LINE
Illustrative example
Revenue is only
part of the picture.
Monthly revenue
100,000 CU
Variable costs
60,000
Fixed costs
25,000
Operating profit*
15,000
Sales increased. But did the business keep more of what it earned?
Fictional monthly figures in currency units (CU). *Simplified operating profit before interest and tax. Not client results.
Understand the drivers
Test the assumptions
Compare your options
Make the next decision clearer
WHAT WE HELP YOU UNDERSTAND
From financial statements
to business questions.
We shape the analysis around the decision you need to make, the information available, and the level of detail that will be useful to your team.
Where is the
What is happening
to your cash?
Review cash movement, collections, payment timing, and working-capital patterns to understand the pressures on available cash.
Output: cash-flow and working-capital reviewWhy did results
change?
Compare actual performance against budgets or prior periods and investigate the factors behind meaningful differences.
Output: variance analysis and commentaryWhat should you
plan for next?
Build budgets and forecasts using explicit assumptions, with scenarios that help you consider different operating conditions.
Output: budget and forecast modelsWhat happens
if you change direction?
Model decisions such as hiring, pricing, capacity, or expansion and examine their financial implications under agreed assumptions.
Output: scenario and sensitivity analysisWhat does your
team need to see?
Organise relevant measures, explanations, and questions into a reporting format that supports management discussions.
Output: management reporting and KPI reviewEXPLORE THE FINANCIAL CONNECTIONS
One change.
A different outcome.
Adjust this fictional business scenario to see how selling price, sales volume, and variable costs interact. A higher sales figure does not automatically mean a stronger margin.
ILLUSTRATIVE MONTHLY MODEL
−20%+20%
−30%+30%
−20%+20%
BASE CASE
1,000 units × 100 CU selling price. Variable cost: 60 CU per unit. Fixed costs: 25,000 CU.
SCENARIO RESULT
Simplified operating profit
15,000 CU
Revenue100,000 CU
Operating margin15.0%
Change from base profit0 CU
This is the base case. Change an assumption to explore its effect.
How this example is calculated
Revenue: units sold × selling price per unit.
Variable costs: units sold × variable cost per unit.
Operating profit: revenue − variable costs − fixed costs.
This model keeps fixed costs unchanged and treats price, volume, and unit costs as independent inputs. It excludes tax, financing, cash timing, capacity constraints, and changes in demand caused by pricing. It is an educational example, not a forecast or a promise of results.
WHAT YOU TAKE AWAY
Clear analysis.
Useful conversations.
A report should help you understand what changed, what is driving it, and which questions deserve further attention.
A focused performance view
Agreed measures, comparisons, and explanations linked to the available records.
Assumptions you can inspect
Models that make inputs, calculations, and important limitations visible.
Options to discuss
Scenario comparisons that help you examine trade-offs before committing.
A practical next-step discussion
Priorities, unanswered questions, and information needed to strengthen the analysis.
OUR APPROACH
Start with the decision.
Work back to the data.
More charts are not always more useful. We focus on the information needed to answer your business question.
- 01
Define
Agree the question, reporting period, scope, and intended use.
- 02
Review
Examine available data and identify gaps or inconsistencies.
- 03
Analyse
Build comparisons, investigate drivers, and test relevant assumptions.
- 04
Discuss
Explain the findings, limitations, and options with your team.
TECHNOLOGY WITH A DEFINED ROLE
AI-assisted preparation.
Reviewed financial reasoning.
Where appropriate and agreed, analytics and AI can help organise information, flag patterns, or prepare draft commentary. Calculations and interpretations are reviewed against source data. Technology does not remove uncertainty or guarantee future performance.
ENGAGEMENT OPTIONS & PRICING
One important question.
Or an ongoing financial view.
We quote based on the decision, data quality, number of entities, model complexity, and reporting frequency. Your proposal sets out the scope and fee before work begins.
FINANCIAL REVIEW
Understand your current position.
A defined review of available financial information for an agreed period.
Request pricingOne-off engagement
- Review of agreed financial records
- Performance and ratio analysis
- Relevant period comparisons
- Findings summary and discussion
ONGOING INSIGHT
Keep performance in view.
Recurring reporting and analysis to support your management conversations.
Request pricingRecurring engagement
- Agreed management reporting pack
- Actual-versus-budget comparisons
- Selected KPI and trend analysis
- Scheduled review discussions
MODELLING & PLANNING
Explore the next decision.
A tailored model for budgeting, forecasting, or a specific business scenario.
Custom proposalProject-based scope
- Agreed financial model structure
- Documented inputs and assumptions
- Scenario and sensitivity comparisons
- Model walkthrough and agreed handover
| Requirement | Financial Review | Ongoing Insight | Modelling & Planning |
|---|---|---|---|
| Primary focus | Current and historical performance | Recurring visibility | Forward-looking scenarios |
| Delivery cadence | One-off | As agreed | Project milestones |
| Management discussion | Included | Scheduled | Model walkthrough |
| Budget and forecast development | Separate scope | Optional | As agreed |
| Custom scenario modelling | Separate scope | Optional | Included within scope |
| Bookkeeping cleanup | Separately quoted | Separately quoted | Separately quoted |
Your proposal clarifies source data, deliverables, model format, revision rounds, reporting dates, and any software or additional work. Financial analysis does not provide an audit opinion or guarantee a business outcome.
BUILT AROUND YOUR BUSINESS CONTEXT
Different markets.
Clear financial questions.
United StatesCanada
United KingdomUAE & beyond
We discuss your reporting currency, accounting basis, business model, and intended use of the analysis. Local tax, legal, or regulated advice is treated separately where needed.
BEFORE WE OPEN THE SPREADSHEET
Good questions.
Clear answers.
Not sure which analysis you need? Start with the decision or concern you want to understand.
How is financial analysis different from bookkeeping?
Bookkeeping records and organises transactions. Financial analysis uses those records to examine performance, investigate changes, and explore business questions. Reliable analysis depends on sufficiently reliable records.
Can you help if our records are incomplete?
We first assess what is available and identify the gaps. Some work may be possible with clearly stated limitations; other questions may require cleanup or additional information. Any extra work is discussed before proceeding.
What information will you need?
Depending on scope, this may include financial statements, transaction exports, budgets, sales and cost breakdowns, receivables, payables, and operational measures. We provide a request list for your engagement.
Can you forecast future revenue or cash flow?
We can build forecasts using agreed assumptions and available information. Forecasts are conditional estimates, not guarantees. Scenario analysis helps show how outcomes change when the assumptions change.
Can you compare us with other businesses?
Where suitable benchmark data is available, we can assess whether it offers a meaningful comparison. Industry, size, geography, business model, and accounting differences matter. External data availability and costs are agreed in advance.
Will we receive an editable financial model?
Model format, access, ownership, and handover are agreed in the proposal. For modelling engagements, we also clarify which inputs you can update and how the calculations should be used.
How do you use AI in financial analysis?
Where appropriate and agreed, AI may assist with organising information, identifying patterns, or drafting commentary. Calculations and interpretations are reviewed against source information. We agree permitted data use before using third-party tools.
How often should we review our financial performance?
The useful frequency depends on your decision cycle, business volatility, and how quickly reliable information is available. We agree a cadence that fits the purpose of the engagement.
Does this include tax advice or an audit?
No, not unless separately agreed and appropriately supported. Financial analysis examines information for a defined purpose; it does not provide a statutory audit opinion or automatic assurance over the underlying records.
START WITH THE DECISION
What do you
need to understand
before moving forward?
Share your business question. We’ll discuss the information needed and the analysis that could help.